Tuition Fees Margate

Chapter 2

Mon­ey

The cost of uni is a mas­sive is­sue for most stu­dents, so it’s im­por­tant to sort out ex­act­ly how much you’re go­ing to have to pay, and ex­act­ly how much mon­ey you’re go­ing to be able to bor­row or earn, be­fore you start tak­ing your seat at lec­tures. That way, while you’re in these lec­tures, in­stead of wor­ry­ing about your emp­ty wal­let, you’ll be able to fo­cus on study­ing post­mod­ern tran­scen­den­tal­ism or nu­cle­ar fu­sion … or just con­cen­trate on feel­ing guilty about miss­ing said lec­tures while study­ing the lo­cal bar’s drinks menu.

Loads of ways to get your hands on cash

And none of them are il­le­gal. First things first: make sure you’re ful­ly aware of any loans or grants that you’re el­igi­ble for – and know the dif­fer­ence be­tween a loan and a grant. Loans have to be paid back. Grants don’t. But while ev­ery­one will be el­igi­ble for a loan of some amount, grants are avail­able on­ly to cer­tain stu­dents, usu­al­ly lim­it­ed by fac­tors like fam­ily in­come.

If pos­si­ble, sort out all of the be­low fi­nan­cial is­sues way be­fore fresh­ers’ week, prefer­ably in the sum­mer hol­idays, when you’ll find peo­ple like stu­dent fi­nance of­fi­cers are much less busy and eas­ier to con­tact. That way, you have enough mon­ey at uni from the very first day when you reach in­to your pock­et to fi­nance the first bar crawl.

The cost of study: tu­ition fees

Max­imum an­nu­al tu­ition fees for stu­dents in Eng­land, North­ern Ire­land and Wales start­ing a course in 2009 are £3,225. The amount you will have to pay will de­pend on your house­hold in­come – that’s the to­tal earn­ings of your par­ents or guardians. There’s more de­tail be­low, but note that the tu­ition fee in­for­ma­tion is dif­fer­ent for stu­dents in Eng­land, North­ern Ire­land, Wales, and Scot­land: see the sep­arate sec­tions on each na­tion.

Tu­ition fees in Eng­land

These are £3,225, but do not have to be paid up­front. You can pay when you have grad­uat­ed and are earn­ing more than £15,000. See be­low, ‘Pay­ing for tu­ition: the stu­dent loan’.

Tu­ition fees in North­ern Ire­land

As in Eng­land.

Tu­ition fees in Wales

Welsh uni­ver­si­ties al­so charge top-​up fees of up to £3,225, but stu­dents liv­ing in Wales on­ly have to pay £1,285. Stu­dents from Eng­land, Scot­land and North­ern Ire­land study­ing in Wales will have to pay the full fees if they go to uni­ver­si­ty in Wales. Like­wise, if Welsh stu­dents choose to study in Eng­land, North­ern Ire­land or Scot­land, they have to pay the full fees of that na­tion.

Tu­ition fees in Scot­land

Scot­tish stu­dents study­ing at Scot­tish uni­ver­si­ties do not have to pay fees. Stu­dents from Eng­land, Wales and North­ern Ire­land study­ing in Scot­land will have to pay the full fees if they go to uni­ver­si­ty in Scot­land, but these are low­er than else­where in the UK. Stan­dard de­grees cost £1,775, while medicine ...

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